Xapo Bank, based in Gibraltar, is now offering its BTC lending product, previously exclusive to institutions, to general customers. This allows a wider audience to participate in earning interest on their Bitcoin holdings. The 'Xapo Byzantine BTC Credit Fund,' launched last year, operates by lending and depositing BTC, generating interest that is then paid out to customers. This provides a potential yield on Bitcoin holdings beyond simply holding the asset. Xapo Bank is leveraging the growing interest in decentralized finance (DeFi) and offering a regulated, centralized alternative. This expansion indicates growing institutional confidence in Bitcoin and a desire to provide more diverse investment opportunities to retail users. Details on interest rates and minimum deposit amounts are available on the Xapo Bank website. ```